HOW TO PICK GREAT TRAVEL INSURANCE!

HOW TO PICK GREAT TRAVEL INSURANCE!. I get asked all the time is about travel insurance which company to go for which ones to avoid what to look for in a policy and things like that and I am NOT an expert on trauma shirts when I find my truck insurance i'm looking like gonna pretend I know what I'm talking about which is pretty much what I do twice weekend with welcome to my channel before jumping to about goodness that's thank the sponsors of this video over and I talkie if you want to taking a few language lessons and they are affordable to speak with an actual human one-on-one with a native speaker and they teach you how to have real conversations in your chosen language.

Which is also if you want to take part in that and learning a language is still on your bucket list then the link is down below for a buy one get one free and that is all thanks to Otaki we love you so travel insurance just i reaching such a broad amounts of countries I'm just going through a checklist of things you're gonna have to look for in a policy of things I look for in a policy and no doubt someone down there who some sort of insurance experts can tell me I'm completely wrong well you know what must find out what their payout this is normally the one you all of four doubt when you gone to comparison sites to look for your travel insurance it's easy to want to pick the cheapest one most of us are smart enough to actually look and read some of the policy and see we actually get for your money if anything got from it happens so see what their payout is compared to other ones could end up paying $10 more.

And go from a five million dollar payout for medical issue things to tend to just see why much they gonna pay and how much they can pay if anything happens big issue I always have is finding travel insurance that will cover my technology if you're going away I'm not saying that just me with five thousand dollars worth of Technology gonna have a really hard time finding a generic insurance policy is going to cover you put that in normal ends up being an add-on extra three versions company or going for a special and where that is your main part poplar and normally involves paying huge excess but if you're traveling with literally five or ten grands weather gear unless you can afford to lose it and replace it goin find either an odds-on to your policy to increase the coverage or just go for specialist coverage before you leave your trip make sure you write down all the details of your policy keep it in your purse the number you must call to your insurance policy number is normally quite a long number cuz that's what you need to quote on the phone rang out you want to find out is do you need to call your insurance company before you seek medical assistance of course this isn't always possible if you hit by a truck I don't think you gonna call if it saying lie you've got the flu or stomach bug or think that way you're not dying then check to see if you to call them up before you remember where travel insurance you need to pay for your medical bills anyway the only point out travel insurance mostly time they'll pay you back again check with your insurance.

Someplace different some will require you to pay all up front then they'll pay back some have different policies so find that out unlock doors whether you can extend your policy washed away now there is a huge company called world nomads I am NOT with them but literally every other traffic on the planet seems to be one reason is because she can extend washed away and you can also buy wash away if you go to a one-year holiday and feel like we're gonna stay two years or I won't get Asia for three months after my way home want to get insurance make sure it's extendable because she trusts me if you're going to a friend you know going away for you unless you are so incredible to go back to you staying out there for as long as possible so see if you can extend whilst you're away super convenient she's gonna come view full possible lost luggage late flight canceled flights things like that are they going to cover you for things like that i dont wanna talk about excess now excess is basically why you have to pay before they pay you so for example lost luggage the excess maybe $100 which means you have to put forward a hundred dollars in excess before they give you the money so if your backpack and its contents are worth $150 you can get an excess waiver on a lot of policies but it will cost you extra sometimes you find a policy that has really low excess really low and it could be perfect for you so it will be different for a while now but please for the love of God check your excess because sometimes you just won't be worth getting because you're not gonna be getting anything back ok so those are my top tips on picking the greatest travel insurance of all time like I said all of you from all over the world so I can be specifically if you have any more questions about the double oh I'm sure like I said the voice of expertise and like me so help each other out if you're from different parts of the world them a sister or brother have down there in the Commons I gotta go you can subscribe today with OMA travels gets a vice well there's also Facebook Twitter and scrapped after all I like a traveller police shut down below and I will see one day