Debunking Auto Insurance Myths | Auto Repair | Rohnert Park, CA

It seems whenever you flip on the tv there is forever  a commercial telling you about car insurance from Geiko's  lizard to Flo the Progressive woman we tend to ar perpetually bombarded with ads offering lower rates better service ex-senator a pic cetera this year volume along would suggest that car in surance is one of the most important things we need to buy however even though we're inundated with information about the service there are still some linger ing mess surrounding it as a result you covered may not be as comprehensive as you think it is or there may be factories you're considering that are trillion issue as an example red cars equal pricey insurance watch out any car shoppers 

Everybody knows that red cars value additional to in positive than alternative probably less flashy cars this method is also lumped into the stereotype that police can direct red cars additional usually than alternative colours due to its higher visibility however when it comes to insurance your carrier solely cares concerning alternative factors particularly mileage age in vehicle type full coverage for a new car if a collision total jerk are you may think that full coverage will get you a brand new vehicle however most insurers will only paid to get you back into a similar car as you already had so if you told in 86 dioxin then you're only gonna get back into something equivalent traffic tickets equals higher rates this isn't necessarily true for your insurance company the find out about your driving record including tickets they have to purchase a motor vehicle record from the state if you had a carrier for a long time they most likely are looking at your driving record that often only when you get into an accident typically insurers run this

When somebody signs up for a new policy so you're speeding ticket may go unnoticed credit scores don't reflect your actual rates not sure how this mess started as it's one of the major factors and insurance companies look at when determining your rate and less you happen to live in California Massachusetts or why turning 25 equals lower rates this depends on a variety of factors and sometimes turning this age can lead to discounts however typical insurers only look at the number above years being a licensed driver that's if you get your first license at twenty four your rates will not mechanically go down one year later long-term plan equals lower rates for the most part if you have a policy with Associate in Nursing insurance firm for an extended time with no major accidents or citations then you will receive discounts however this certainly isn't a given it depends on a carrier your policy an rate fluctuations whenever it comes to something like insurance it is best to consult your agent and notice out what exactly is going on it's best to do this before you get into a major accident so they're are any surprises when it comes time to repair or replace your vehicle each carrier has their own policies and procedures therefore it is important to find out what their offer is specifically besides that nothing else there always other good carriers out there to go to at least according to the TV